Online Casino Payment Methods

Banking at an online casino can seem a lot like hard work, but the truth of the matter is that it’s actually a lot more straightforward, and potentially safer, than depositing at a real life casino. At a live casino, in order to handle your banking, you will need to get up from your game, find an ATM, queue up, hope that you haven’t maxed out the ATMs withdrawal limit and then walk around with a large wad of cash in your wallet.

Banking at desktop and mobile casinos, on the other hand allows you to stay comfortably placed in your chair with an array of secure banking options at your fingertips. The time you save means you’ll be able to enjoy more of your favourite games.

Types of Payment Methods

  • Interac

    After launching back in 1984, Interac has gone on to become incredibly popular with Canadian players. Initially developed to give Canadians broader access to their funds via a single shared network, when Interac went online it focused on online gambling transactions. It’s not only incredibly secure, but also widely accepted too.

    Interac works like a debit payment method so you cannot spend money you don’t have. You don’t have access to a credit facility, so it can be a great tool for staying under budget. It can also be used for both deposits and withdrawals, which is very convenient. When depositing, your money will appear instantly, so you won’t have to wait around to start playing.

    Many of the best Canadian-friendly online casinos allow their players to transact with Interac, and you can use it safely on your desktop, smartphone, or tablet. The simple system connects to your bank account and is as secure as your debit card because it uses first-rate encryption technology and cutting-edge fraud detections systems.

    There are several banking solutions offered by this brand, but the preferred one for online gamblers is Interac Online. This payment mechanism lets you make secure transactions from your bank account to your online casino account.

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  • Credit & Debit Cards

    Credit and debit card transactions are a quick and easy way to deposit and withdraw money online. They are also extremely safe, providing that the casino has a privacy policy protecting your details from being used for any other purposes. Licensed sites will always explain how they go about protecting your details, and they are legally bound to abide by this agreement.

    Players might find that if their credit or debit card is from an American financial institution it might be rejected, because it is illegal for financial institutions in the U.S. to be involved with gambling-related transactions. This will not necessarily prevent all transactions on such credit cards, but it might result in some transactions being flagged up and consequentially rejected. As American gambling laws are changing, however, it’s likely that this will become less of a problem.

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  • Electronic Wallet (e-wallet, web wallet)

    The electronic wallet is an increasingly popular method for conducting banking transactions at online casinos. They allow you to deposit money into an online account, specifically created for online banking transactions, using your credit card or debit card, or by direct debit. Once funds have been placed into your e-wallet it is simple to use your new account to deposit money at an gambling site. Withdrawing money from your web wallet is also very quick and easy.

    One of the main benefits of using an e-wallet is that you’re not revealing your personal details or bank and credit card details to any third party, as this information will remain between you and the wallet provider. It’s quite likely that you’ll be able to use the same provider for multiple online casinos or other online financial transactions, to pay for goods and other services, so finding one that you like can be extremely handy.

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  • Direct Transfer

    Directly transferring money from your bank account to the online Casino is a great way to make a deposit if you don’t want to share your personal details. You can usually action this via online banking, telephone banking or in person, so it’s certainly a flexible method. The time taken and cost of the method depends entirely on your bank, but for some people it’s the best option as it is completely secure.  

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Secure and Reliable Payment Options

Choosing a Payment Method

There are so many different payment options promising to be the best and safest banking method that it can be tricky, and even downright daunting, to work out which is best for you. These are the questions you should ask before choosing a payment method.

Is it Secure? 

As with any industry, there is always a minority of dodgy dealers looking to make some easy money by ripping off customers. You should always check a casino’s licensing and reputation before spending any money, as trustworthy casinos will only offer secure payment methods from the top online banking service providers. It’s important to note that an unsecure payment method doesn’t simply mean that someone is trying to steal your money, but also that your funds and personal details aren’t properly protected from theft and fraudulent activity. The most secure banking systems are the ones in which your details are encrypted so as to prevent them from being hacked.

Is it accepted at my online casino of choice?

Different casinos offer different payment options to their players. This is partly based on the operator’s partnerships, but is also influenced by feedback from members as to which services they prefer. If you are used to making transactions via a method which is not offered at a particular casino but you really want to play at that particular site, it is important to make sure that you are comfortable with the options that are available to you.

Is the payment system are accepted in the country I’m playing in?

Depending on where you are in the world when you play, there will be different payment options available to you. This is because there are limits to the currencies handled by certain banking providers, as well as legal barriers. It’s important to check whether you can deposit using your chosen method, as well as whether or not you can use the same method to withdraw your winnings.

Does banking in this way carry any additional charges?

Most online casinos will allow you to deposit and withdraw money free of charge, but it is always worth double-checking before spending any money. Some banking methods, however, may have their own fixed charges that are outside of the casino’s control. For this reason, even if the site advertises a payment method as free of charge, you should always check with the banking provider that there are no additional costs.

Does this payment method offer any bonuses?

Some Casinos will offer you incentives for using a particular payment method. These bonuses are usually offered per deposit and can be worth up to about 20% of the payment.    

Helpful Tips for Online Banking

Keep your online casino transactions as smooth and simple as possible with our practical advice.

  • Set up a maximum deposit limit

    If you choose to pay using your debit card, you will be able to set up a daily deposit limit for yourself.

    This will give you a distinct advantage in that you won’t be able to spend more money than you can afford, as once you’ve reached your limit you’ll only be able to continue gambling with any money you have won.

    A lot of our recommended sites also allow you to set up such a limit directly on their user interface, no matter what banking method you’re using.

  • Cash out your funds frequently

    It’s always better to be safe than sorry. If you’re on a winning streak it can be a wise move to cash out small amounts as you go along.

    That way, if your luck turns, you won’t be tempted to reinvest your winnings as you’ll already have taken them out of the equation; you can leave with money in the bank and a smile on your face.

  • Look for special deals 

    Sometimes online casino games will have special promotional offers that increase the profitability for players. There are also bonuses designed to boost your bank balance or offer you Free Spins/credits when you participate in a particular game.

    Often, gaming sites will also profit more if their players use a certain banking method - because they’ll get discounts on processing a large amount of transactions at once - and will offer bonuses as incentives to do just that. All of these are great ways to help make your money go further.

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